Privacy Policy

We understand how important and significant your privacy is. We are 100% committed to keeping your information as safe and secure as possible.

Online Privacy

This Privacy Policy governs the manner in which Biggs Insurance Agency collects, uses, maintains and discloses information collected from users (each, a “User”) of the www.biggsagency.com website (“Site”).

Information that is gathered at this website


The only information we collect about you when you are visiting our website is information that you freely provide to us when you fill out our form for health insurance and /or Medicare-related insurance product information. You may be asked for information that is necessary for us to provide timely and accurate quotes and information to you, such as your name, zip code, gender, age, email address, phone number, and preferred contact method. We never ask for your Social Security number or Medicare claim number on this website. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities. We also will not sell or disclose any of your personal information to anyone outside of our agency.

Use of Information

We welcome your questions and quote requests sent to us via our website and are happy to be of service to you. We share your information only with individuals within our company who will respond to you, answer your questions or provide quotes that you have asked for. When a member of our team calls you, calls may be monitored or recorded for quality assurance and training purposes.

Cookies

Cookies are very small data files that websites you visit may store on your computer or mobile device that includes an anonymous unique identifier. Our website may use cookies to help identify your computer and keep track of your preferences so that we can tailor your user experience. We may also use them for promotional campaigns, tracking our audience size and traffic patterns, re-targeting and in certain other cases. Third party advertisers may also create and access cookies, which will be subject to their privacy policies – we accept no liability for the use of such third parties’ cookies. If you do not wish cookies to be placed in your PC or mobile device, then they can be disabled by you in your web browser’s security settings.

Outside Parties


Our agency does not sell, trade, or offer your personal information to any outside parties, and your email address will not be given to any third parties under any circumstances other than if you complete an application with a specific carrier via our agency.


Electronic newsletters

If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. We may use third-party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.


Third-party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

ACA Guidelines


Agreements

Please read the attestations below.

I agree to have my information used and retrieved from government data sources for this application. I have consent for all people I’ll list on the application for their information to be retrieved and used from government data sources.



I understand that I’m required to provide true answers and that I may be asked to provide additional information, including proof of my eligibility for a Special Enrollment Period if I qualify. If I don’t, I may face penalties, including the risk of losing my eligibility for coverage.

Renewal of Coverage





To make it easier to determine my eligibility for help paying for coverage in future years, I agree to allow the Marketplace to use my income data, including information from tax returns, for the next 5 years. The Marketplace will send me a notice, let me make any changes, and I can opt out at any time.

Tax Attestation


I understand that I’m not eligible for a premium tax credit if I’m found eligible for other qualifying health coverage, like Medicaid, the Children’s Health Insurance Program (CHIP), or a job-based health plan. I also understand that if I become eligible for other qualifying health coverage, I must contact the Marketplace to end my Marketplace coverage and premium tax credit. If I don’t, the person who files taxes in my household may need to pay back my premium tax credit.


I understand that because the premium tax credit will be paid on my behalf to reduce the cost of health coverage for myself and/or my dependents:

I must file a federal income tax return for the 2022 tax year.
If I’m married at the end of 2022, I must file a joint income tax return with my spouse.
I also expect that: No one else will be able to claim me as a dependent on their 2022 federal income tax return. I’ll claim a personal exemption deduction on my 2022 federal income tax return for any individual listed on this application as my dependent who is enrolled in coverage through this Marketplace, and whose premium for coverage is paid in whole or in part by advance payments of the premium tax credit.

If any of the above changes:

I understand that it may impact my ability to get the premium tax credit.


I also understand that when I file my 2023 federal income tax return, the Internal Revenue Service (IRS) will compare the income on my tax return with the income on my application. I understand that if the income on my tax return is lower than the amount of income on my application, I may be eligible to get an additional premium tax credit amount. On the other hand, if the income on my tax return is higher than the amount of income on my application, I may owe additional federal income tax.

Please read the attestations below and select a response for each statement.


I know that I must tell the program I’ll be enrolled in if information I listed on this application changes. I know I can make changes in my Marketplace account or by texting Mike Moore (512)640-6250 (512)640-6250. I know a change in my information could affect eligibility for member(s) of my household. help


If anyone on your application is enrolled in Marketplace coverage and is later found to have other qualifying health coverage (like Medicare, Medicaid, or CHIP), the Marketplace will automatically end their Marketplace plan coverage. This will help make sure that anyone who’s found to have other qualifying coverage won’t stay enrolled in Marketplace coverage and have to pay full cost.


I’m signing this application under penalty of perjury, which means I’ve provided true answers to all of the questions to the best of my knowledge. I know I may be subject to penalties under federal law if I intentionally provide false information.

Changes to this Privacy Policy


Biggs Insurance Agency has the discretion to update this privacy policy at any time. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your Acceptance of These Terms


By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

© 2024 Biggs Insurance Agency LLC - All Rights Reserved,
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or ‍1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program. Calling our phone number will connect you to a licensed broker who is trained and certified to help you review the plan options available in your area.